These Terms of Service ("Terms") govern your access to and use of the website at myfamilymatters.com (the "Site"), operated by My Family Matters, Inc. ("Family Matters," "we," "us," or "our"). By accessing or using the Site — including joining our waitlist or using our free calculators and guides — you agree to these Terms. If you do not agree, please do not use the Site.
Who can use the Site
The Site is intended for adults in the United States. By using it, you represent that you are at least 18 years old and able to enter into these Terms.
Informational purposes only — not professional advice
The Site's calculators, guides, templates, and other content are provided for general informational and educational purposes only. They are not, and should not be relied on as, tax, legal, financial, investment, or accounting advice, and using the Site does not create any professional-client or fiduciary relationship. Tax rules — including IRS figures such as the Applicable Federal Rate (AFR) and gift-tax limits — change and depend on your specific circumstances. Always confirm current figures and decisions with a qualified CPA, attorney, or financial professional before acting. Any document generated by the Site (such as a promissory note template) is a starting point to review with your own attorney, not a finished legal document.
Calculators are estimates; no outcomes guaranteed
Calculator results are estimates based on the inputs and assumptions you provide and on rules in effect at the time. We do not guarantee their accuracy, completeness, or suitability for your situation.
Waitlist and early access
Joining the waitlist does not guarantee access to any Family Matters product or service, or access by any particular date. Features described on the Site are plans and may change or may not be released. The Family Matters application, when it becomes available, may be governed by separate terms.
Your information
You agree to provide accurate information (such as a valid email address or mobile number) and to keep it current. Information you submit is handled as described in our Privacy Policy.
Acceptable use
You agree not to:
- use the Site for any unlawful purpose or in violation of these Terms;
- attempt to disrupt, damage, or gain unauthorized access to the Site, its systems, or other users' data;
- copy, scrape, or harvest content or data except as expressly permitted;
- introduce malware or otherwise interfere with the Site's operation;
- submit false or misleading information, or another person's information without authorization;
- misrepresent your affiliation with any person or entity.
Intellectual property
The Site and its content — text, graphics, logos, calculators, and design — are owned by Family Matters or its licensors and are protected by intellectual-property laws. We grant you a limited, personal, non-exclusive, non-transferable license to use the Site for its intended purpose. Where we expressly offer a tool for embedding (for example, our free calculator embed), you may use it on your own site in accordance with any instructions we provide, so long as you do not modify or remove our attribution. Otherwise, you may not reproduce, distribute, or create derivative works from the Site without our permission.
Third-party links and services
The Site links to and relies on third-party sites and services (for example, IRS.gov, our hosting and form provider, and our analytics provider). We are not responsible for third-party content, products, or practices, and your use of them is at your own risk and subject to their terms.
Disclaimers
The Site is provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
Limitation of liability
To the fullest extent permitted by law, Family Matters and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or relating to your use of the Site — even if advised of the possibility. To the extent we are found liable, our total liability will not exceed one hundred U.S. dollars ($100).
Indemnification
You agree to indemnify and hold harmless Family Matters from any claims, losses, or expenses (including reasonable attorneys' fees) arising out of your misuse of the Site or your violation of these Terms.
Changes to the Site and these Terms
We may modify or discontinue the Site (or any part of it) at any time. We may also update these Terms from time to time; we will post the updated version on this page and revise the "Effective date" above. Your continued use of the Site after changes take effect means you accept the revised Terms.
Governing law
These Terms are governed by the laws of the State of Minnesota and applicable United States federal law, without regard to its conflict-of-laws principles. Any dispute relating to the Site or these Terms will be brought exclusively in the state or federal courts located in Minnesota, and you consent to their jurisdiction.
Contact us
If you have questions about these Terms, contact us:
My Family Matters, Inc.
Email: support@myfamilymatters.com
These Terms apply to the myfamilymatters.com marketing website. When the Family Matters application becomes available, additional or product-specific terms may apply and will be provided at that time.