Family money never sits still. Every move lands on one ledger.
Your family loans, gifts, and 529s land on one record the day they happen, serviced and doing the tax math. Bring in your CPA or attorney when you want, or run it yourself.
A family loan starts with a handshake. Make it real, everyone clear on the terms.
You stepped in when it mattered. Family Matters turns the favor into a real loan at the IRS rate. It records every payment, tracks the interest, and draws the balance down on its own. When the AFR falls, one click lowers their payment. Your CPA is right there whenever you want.
The family loan everyone remembers differently.
It's a real loan at the IRS rate, and it services itself. When the AFR moves, one click recasts it. Charge below that rate or miss a payment, and the forgone interest becomes a gift that day.
Open the loan calculator4.60%
Every gift rolls up to one number.
Your gifts get counted against each person’s $19,000 limit, whether it’s a check, a 529, or a family loan you forgave. Go over, and the draft 709 is already started, with the rest drawn from the lifetime exemption, tracked to the dollar.
Open the gift & 709 ledgerMoney set aside, and kept that way.
An emergency fund that isn’t easy to drain, an inheritance you hold for a grandchild until she’s grown, or money set aside for someone who isn’t ready for it yet. It stays in their own account, you both see the balance, and withdrawals follow the rules you set together.
Give without losing controlYour home keeps its own cost basis.
The primary home, the second place, or the one the whole family shares. Every improvement lands on the record, so the home builds its own cost basis - the number your kids take on when you gift them the home, and the one that sets the gain if you ever sell.
The whole family, one fund.
Connect a child's 529 and invite everyone in: grandparents, aunts, uncles, family friends. Send a birthday gift, a holiday check, or a little each month, all in a single tap. A dormant account becomes one the whole family keeps growing.
See the 529 superfunding calculatorOne packet, and your CPA has everything.
The 1099-INTs and draft 709s come together over the year. In January you hand your CPA one packet with everything they need to file. No reconstructing the year from a shoebox of receipts.
You make the call.
Family Matters keeps the record straight.
Family Matters connects read-only to your family's own accounts, keeps the record, and gets the year-end packet ready. The money’s already moving, and Family Matters follows what matters for tax and estate. Bring in your CPA or attorney whenever you want.
Which advisor are you?
Tax, legal, financial: the three pros on a family’s team, each working from the same live record.
The year-end scramble, gone.
- Every gift logged against the $19,000 exclusion and each lifetime exemption, the day it’s given.
- Form 709 flagged the moment a gift crosses the exclusion, months before the deadline.
- 1099-INTs and promissory notes prepared as loans are serviced, waiting at year-end.
The instruments you draft, actually executed.
- Import the note or trust-as-lender terms you drafted; Family Matters services the exact document.
- The covenants you wrote - monitored reserve, no-new-debt - tracked and followed.
- A documented, serviced loan helps keep a gift separate property if a marriage ends.
The family’s whole financial life, in view.
- See the wealth that lives off your statements: loans, gifts, 529s, and the family home, on one record.
- Coordinate the CPA and attorney from the same live record.
- Show a client the hard dollars their family keeps in interest, instead of a bank.
Multi-family office? See how it scales across every family you run →
You start with one thing.
Start with a single family loan, a gift, or the family place. There's no spreadsheet to migrate; the record fills as life happens.
Start free$25 a month. Free for 45 days.
One price for every loan, every gift, every fund and every home your family keeps track of. Everyone you invite comes in free - the person you lend to, the sister with a key, anyone chipping into a fund.
See the whole price