For the advisors a family brings in

The plan you set up for a family — finally carried out.

When your client sets up an intra-family loan, a year of gifting, or a living inheritance for a grandchild, Family Matters carries out the mechanics — the note at the right AFR, the payments, the records — in one place you and the family share. You stay the advisor; it just handles the doing.

Free for advisors Scoped, invite-only access A tool, not an advisor File-ready records

Start here — which are you?

Pick one to reveal your version below ↓

Wilson Family · Dad → Sarah loan Advisor · view

Set up Mar 3, 2026 Export for filing

Promissory note

At 4.13% AFR

Filed-ready

Payments

Auto · ACH

On schedule

1099-INT

Year-end

Ready

Gift this year

$24,000

709 flagged

The decision, carried out	Detail	Status
Promissory note · Dad → Sarah	Drafted at the AFR	Filed-ready
Auto-payment · Jul 1	$1,104 ACH	Scheduled
1099-INT · interest paid	Tax form	Ready
Gift · Liam — $24,000	Gift	709 flagged

D S C A

Dad, Sarah & their advisors — all on one live view

Family & Estate Attorneys

The instruments you draft, finally executed.

You draft the family-loan note, the trust, the covenant package — how a client gives while living, safely. Then it becomes a signed PDF that gets filed and forgotten. Family Matters is where the documents you drafted get carried out: imported, serviced, and enforced, with you on the view.

Import the note — or trust-as-lender terms — you drafted. Family Matters services the exact document, at your terms.
The covenants you wrote — custodied reserve, no-new-debt, payment triggers — tracked and followed, not filed away.
A documented, serviced loan keeps a parent's gift separate property if a marriage ends.
You stay counsel. It doesn't draft, advise, or go direct to your clients — it just executes.

Wilson Family · Documents

Promissory note · imported from your draft

Serviced & enforced

Repaid$25,820 / $60,000

Covenant · custodied reserveEnforced

Covenant · no new debtTracked

AFR 4.13% · imputed-interest safeCompliant

Next ACH payment · Jul 1$1,104

1099-INT · year-endReady

CPAs, Tax Planners & Accountants

The year-end scramble, gone.

The 1099-INTs, the 709 flags, the gift ledger you'd rebuild from a year of emails — Family Matters produces them as the family acts, clean and ready before April. The tax-season scramble, removed.

Every gift logged against the $19,000 exclusion and each giver's lifetime exemption — a living inheritance, documented as it's given.
1099-INT and the promissory note prepared as the loan is serviced — waiting at year-end.
Form 709 flagged the moment a gift goes over — before April, not after.
Clean records, auto-fed — one live picture, not a year-end pile of PDFs.

Year-end · ready to file

Gifts to Liam · 2026

$24,000

$5,000 over the $19,000 exclusion → Form 709

Lifetime exemption used$612K / $15M

1099-INT · Dad → SarahReady

Promissory noteFiled-ready

AFR compliance · all loansCurrent

Gift letter · documentedOn file

Form 709Flagged

Financial Advisors & RIAs

Run the family's whole picture — not just the part you bill for.

The loans, gifts, protected funds, and 529s across the family — the money that moves off your statements — on one live view. Be the advisor who runs the whole financial life, coordinates the other pros, and serves more families per hour.

See the family money you couldn't before — loans, gifts, protected funds, 529s, all in one place.
Coordinate the CPA and attorney from the same record — no chasing PDFs three statements stale.
Be the quarterback — run the family's whole plan, and become more indispensable.
Stickier clients — switching means re-onboarding their whole advisory team.

Wilson Family · Beyond the portfolio

Family money you couldn't see before

$238,400

Off-statement — now coordinated with you

Family loansServiced

Gifts this year · $47,0001 needs 709

529s · 3 kidsOn track

Protected fund$6,420

Upcoming · home down-payment loanIn setup

YCA

You, the CPA & attorney — one record

Wealth Managers

The family money you don't see today, in one view.

Most of a family's money moves off your statements — a loan to the kids, a year of gifting, a protected fund, a 529. Family Matters brings those into one documented view so you advise on the whole balance sheet, not just the slice you hold.

The off-statement pieces — intra-family loans, gifting, protected funds, 529s — in one documented place.
Documented and serviced, not tracked in a side spreadsheet.
Coordinate the family's other advisors from one live record.
A whole-balance-sheet relationship that's hard to leave.

Family · off your statements

Off-statement family money, now in view

$370,000

Intra-family loans$185,000

Gifts YTD$47,000

Protected funds$42,000

529 college$96,000

Records · notes & 1099-INTsFiled-ready

Multi-Family Offices

One operating layer for every family you run.

Your families need a coordination layer for their loans, gifts, funds, and distributions — and you'd rather not build it. Family Matters is that operational layer: every family on one roster, and you across all of them.

Every family on one roster — loans, gifts, funds, and distributions across your whole book, flagged before April.
The operational layer beneath your family-office and CFO services — the doing, not the advice.
Scoped access for your team — each advisor sees the families they run.
Stickier book, less to build — the coordination tooling without staffing it.

Families · one roster

Across your families

12 families

3 need attention before April 15

All clear9 of 12

Wilson FamilyAction

Bennett FamilyAll clear

Cole FamilyReview

Trust distributions · 2 dueReview

Your team · 4 advisorsScoped

A tool, not an advisor

It carries out the decision.
You stay the advisor.

Family Matters doesn't recommend strategies, manage assets, or step into your relationship. Your client decides — with you. It just executes the decision you helped them make, and keeps everyone working from the same live picture.

Accountants Estate attorneys Financial advisors Family-law attorneys

What it carries out

The work that lands on your desk when a client comes to you.

A client decides to help family; the doing falls to you. Family Matters carries out the mechanics — so it's not your spreadsheet, your Word doc, or your year-end scramble.

The loan request

The family loan — set up right and serviced for years

Your client decides to lend; you or their attorney shape the terms. Family Matters carries it out — a promissory note at the IRS AFR, the amortization schedule, automatic ACH payments, and the 1099-INT prepared at year-end. Your document, executed — not a signed PDF that gets filed and forgotten.

Note & schedule at the right AFR.
Payments run automatically — no one chasing checks.
1099-INT prepared for the interest paid.

Family Loan · Dad → Sarah

Promissory note · at 4.13% AFRFiled-ready

Amortization · 60 paymentsBuilt

Auto-pay · Jul 1$1,104 ACH

1099-INT · year-endReady

The living inheritance

A year of gifting — tracked as it happens, gift by gift

When a client is giving while living — handing kids or grandkids part of their inheritance early — every gift is logged against the $19,000 exclusion and each giver's lifetime exemption, and a Form 709 is flagged the moment one's needed. Clean records year-round — the tax-season scramble, gone.

Per-giver, per-recipient exclusion tracking.
Lifetime-exemption running total.
709-required alerts, the moment a gift goes over.

Gift & 709 Ledger

Gifts to Liam · 2026$24,000

Annual exclusion$19,000

Over by$5,000

FilingForm 709 flagged

The coordination

You and everyone else, on one live picture — always current

Stop chasing PDFs that are three statements stale. You, the family, and the other advisors see the same thing, live — scoped so you see exactly what you need (the loans, gifts, and records) and nothing you don't, like bank credentials.

Scoped, least-privilege access.
No more emailed-PDF tag.
You advise; Family Matters carries it out.

Wilson Family · shared view

D Dad — lenderFamily

C You — CPAView access

A Estate attorneyView access

Updated live · no PDFs emailedIn sync

However it reaches you

You don't onboard your book. You start with one client.

Family Matters reaches you the way your work already does — through a client, never a cold pitch.

Invited by a family

A client adds you

A family already using Family Matters invites you in — scoped to exactly their loans, gifts, and records. Nothing to set up, and it's free for you.

Brought in by you

A client comes to you

A client wants to set up a family loan or start gifting. You point them to Family Matters, and it carries the work out from there — with you on the view.

It scales with you

One client today. Your book, when you're ready.

As more of your families use Family Matters, they roll into one roster — flagged for what needs attention before April. No migration and no pitch to your clients; it grows as they invite you in.

My Client Households

12 households · 3 need attention

Household	Active	Needs attention	Status
Wilson Family	Loans · Gifts · 529	Form 709 due Apr 15	Action
Bennett Family	Loan · Custodial fund	—	All clear
Maslon Trust	Gifts · Estate	1099-INT ready	Ready
Cole Family	529 · Gifts	Superfunding election	Review